Terms & Conditions

Last updated: August 26, 2026

Please read these Terms & Conditions ("Terms") carefully before using this website. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use the site.

About This Website

This website provides general educational information and a questionnaire designed to help visitors learn about annuity products and connect with licensed insurance professionals. RetireCaptain is not an insurance company and does not issue insurance products.

No Financial Advice

Content on this website is for informational purposes only and does not constitute financial, legal, tax, or investment advice. Any results or matches shown are general in nature and are not a personalized recommendation. You should consult a licensed professional before making any financial decision.

Consent to Contact

By submitting your contact information, you agree that we and our affiliated licensed insurance agents may contact you by email, phone, or text message, including through automated technology, at the contact details you provide. Consent is not a condition of any purchase. Message and data rates may apply. You may opt out at any time.

Accuracy of Information

While we strive to keep information current, rates, product availability, and features change frequently and vary by state and carrier. We make no guarantee as to the accuracy or completeness of any information on this site. Any guarantees associated with annuity products are subject to the claims-paying ability of the issuing insurance company.

Intellectual Property

All content on this website, including text, graphics, and logos, is owned by or licensed to us and is protected by applicable intellectual property laws. You may not reproduce or distribute this content without our written permission.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

Third-Party Services

This site may reference third-party companies or connect you with third-party professionals. We are not responsible for the products, services, or conduct of any third party.

Changes to These Terms

We may update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions about these Terms may be directed to legal@example.com.